Banking & Markets
Regime detection, fair-lending gates, and audit-ready agent governance
Financial markets require deterministic signal generation, risk-adjusted position sizing, and immutable audit trails. Our PIR-based regime detection engine identifies market structural shifts in O(n) time, while PrimeSwarm ensures every agent decision is cryptographically receipted for compliance.
Regulated industry pathway
Banking & Markets is a regulated industry. PrimeSwarm deploys in four phases: Discovery, Build, Deploy, Maintain. We configure the governance stack, write the ONLY Lang scripts, and run the DGV test card suite. You approve every script before it goes live.
Discovery
Week 0. We map your regulatory constraints, infrastructure, and decision workflows.
Build
Weeks 1-4. We configure the gate, write ONLY Lang scripts, and run DGV test cards. You sign off on every script.
Deploy
Week 4-5. We deploy to your VPC or on-prem. You receive a signed verification report.
Maintain
Ongoing. Quarterly reviews, DGV re-verification, script updates. You retain full control.
Why this matters
A model that cannot be replayed is a model-risk finding. Markets also punish silent regime change. Banks need a signal they can audit and agents that refuse before they allocate.
Safety and legal compliance
PIR classifies regime without a trained black box. PrimeSwarm sits in the execution path: PII stripped, fairness gated, receipt written. SignalO is not a licensed advisor and does not place orders.
- Model risk / SR 11-7 style review. Deterministic PIR replay + receipts on agent decisions
- Fair lending (ECOA / FHA language). Credit Advisor Four-Fifths Rule and pre-effect refusal
- Record retention. Continuity Ledger + SIEM-forwardable events
Start this month
- PrimeSwarm Cognitive API with fairness and PII gates
- Credit Advisor decision-support path
- SignalO / PIR regime feed as a monitored pilot (not advice)
- EMR ledger for what the agent decided
Not yet — we will not sell this
- · Licensed execution or brokerage
- · A full core-banking replacement
How Our Products Apply
3 products with specific use cases in Banking & Markets
PIR Evolver Engine / SignalO
View product →Use Case
Detect market regime shifts (bullish, range, transition, bearish) using Thue-Morse balance gap and pattern area on return sequences. Rebalance a top-16 crypto momentum portfolio based on regime confidence rather than fixed time intervals.
Key Benefits
- Deterministic O(n) regime classification — no ML training, no parameters to tune
- Balance gap spikes signal regime transitions before they become visually apparent
- Risk-adjusted position sizing scales exposure to regime confidence
- Historical replay for backtesting strategy performance across regime changes
PrimeSwarm
View product →Use Case
Deploy governed trading agents that execute strategies within fairness constraints and produce cryptographic audit receipts for every decision. PII sanitization strips account numbers before agent processing.
Key Benefits
- Cryptographic audit receipts for every trade decision — immutable HelixDB records
- Fairness gates prevent biased allocation across protected categories
- PII sanitization strips account numbers and SSNs from agent context
- SIEM integration forwards all events to Splunk/Datadog for regulatory reporting
OnlyState
View product →Use Case
Compress DAO membership and governance voting state into a single on-chain constant-size array using ZK-PIR. Prove membership without storing wallet addresses — O(1) state for 100,000+ members.
Key Benefits
- O(1) on-chain state — no state bloat as membership grows
- Zero-knowledge membership proofs protect voter privacy
- OSTA token minted only by solving the ZK circuit — no staking, no emissions
- Groth16 proofs are 300–500 bytes, verifiable on-chain in constant gas
Other Industries
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Legal & Compliance
Immutable audit receipts, fairness gates, and zero-knowledge proof of compliance
Education & Research
Mastery-tracked learning, autonomous research generation, and knowledge graphs
Sales & CRM
Agentic inbox reading, company enrichment, and workflow automation